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Husband and wife explore loan options

Available Loan Products

  • Up to 97.5% loan to value Financing

  • Best for those with less income & assets

  • Loans are backed by the US Government​

  • Typically lower rates available​

FHA/VA

  • Up to 85% loan to value Financing

  • Best for those who want to keep their personal incomes separate

  • Specifically for investors buying or refinancing rental homes​

  • Typically slightly higher rates on these products​

Debt Service
Coverage Ratio

  • Up to 100% loan to value Financing!

  • Geared to those with less assets and available down

  • ​Good for those with less than perfect credit history

  • Rates are available that are right in line with the market​

No/Low Down Payment

  • Up to 80% loan to value Financing

  • Best for those with significant income & assets

  • ​Good for those with strong credit history

  • Range typically from $766k to $5MM​

Jumbo

  • Up to 97% loan to value Financing

  • Best for those with simpler income & assets

  • Good for those with strong credit and income history​

  • Typically lowest rates available​

Conventional

  • Usually up to 80% combined loan to value Financing (1st+2nd)

  • Best for those who want to keep their lower rate on a first mortgage

  • Access the equity in your home for any reason, including debt consolidation or to buy another property!​​

Home Equity Line of Credit

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